Custom Home Financing Ohio | Build Your Dream Home

Building your dream home is an exciting journey, and securing the right financing is an essential step in making that dream a reality. At Lemmon Homes, we guide you through the financing process, ensuring a seamless experience tailored to your unique needs. Whether you’re a first-time homebuyer or a seasoned homeowner, we’ll help you understand your loan options and find the best solution for your project.

Types Of

Construction Loans

There are several financing options available, and our team can help you determine the best fit for your situation:

Construction-to-Permanent Loan: This loan covers the entire building process and then converts into a traditional mortgage upon completion. It’s a convenient, one-time closing option that can save time and money.
Construction-Only Loan: A short-term loan that covers the cost of construction. Once your home is complete, you’ll need to secure a separate mortgage to pay off the loan balance.
Lot Loan: If you’ve found the perfect piece of land but aren’t ready to build yet, a lot loan can help you finance the purchase until you’re prepared to start construction.

Working with our

Preferred Lenders

Lemmon Homes partners with trusted lenders who specialize in construction loans. These lenders understand the custom home-building process and offer competitive rates and flexible terms to suit your financial goals. By working with our preferred lending partners, you benefit from:

Streamlined approval and underwriting processes

Competitive interest rates and loan terms

Personalized service tailored to your financial situation

Steps to

Securing Your Loan

The financing process may seem complex, but we’re here to help every step of the way. Here’s what you can expect:

Pre-Approval: Get pre-approved to determine your budget and borrowing capacity.
Choose Your Loan Type: Work with your lender to select the best financing option for your needs.
Finalize Your Home Plan: Determine your home’s design, features, and cost estimate.
Loan Approval & Closing: Once your loan is approved, you’ll close on your construction financing and begin building.
Construction Phase: Your lender will distribute funds in phases as construction progresses.
Loan Conversion: If you opted for a construction-to-permanent loan, it will convert into a traditional mortgage upon completion.

Finance your custom homes build in Canton, Ohio

Let's Build your future

Together

At Lemmon Homes, we believe that financing should be simple and stress-free. Our team is here to guide you through every detail, ensuring you have the resources and knowledge needed to move forward with confidence.

Financing Your

Dream Home!